Callan Associates

Callan Insights - Important Notices

The content included in the Callan Insights service and archive has been compiled by Callan Associates Inc. based on public information provided by a variety of sources believed to be reliable. All such content has been gathered by Callan Associates Inc. in good faith. However, Callan Associates Inc. makes no representation or warranty whatsoever regarding the accuracy, completeness, timeliness or quality of the content.  By using the Callan Insights service, you assume the risk that content provided may be inaccurate, incomplete, offensive or may not meet your needs and requirements. The content will not assist and should not be used in and of itself as the sole factor in any investment decision. Reference in the content to any product, service or entity should not be construed as a recommendation, approval, affiliation or endorsement of such product, service or entity by Callan Associates Inc. Any investment decision you make on the basis of the content is your sole responsibility. Callan Associates Inc. specifically disclaims all warranties, express or implied, including without limitation the warranties of merchantability, fitness for a particular purpose, and noninfringement, with respect to the content. In no event will Callan Associates Inc. be liable for any direct, indirect, special, incidental, or consequential damages which you may incur in connection with the content, regardless of the type of claim or the nature of the cause of action, even if Callan Associates Inc. has been advised of the possibility of such damages. The Callan Insights service is sent through {unencrypted} email and Callan Associates Inc. is not responsible for any authorized use or interception. If you subscribe to the Callan Insights service you acknowledge that your have read and understood these important notices.

Callan Associates Inc. is, and will be, the sole owner and copyright holder of all material prepared or developed by Callan Insights. All Callan Clients shall understand that they do not have the right to reproduce, revise, resell, disseminate externally, disseminate to subsidiaries, or post on internal web sites any part of any material prepared or developed by Callan Insights, without Callan's permission. All Callan Clients understand that they are subscribing only to the right to utilize such material internally in their business. All Callan Clients shall understand that Callan Insights material is for use only within their firm, and should not be shared externally, including subsidiaries, parent companies, and other organizations.

PRIVACY STATEMENT: The contact information you provide in this Service registration form is used by Callan to process and validate your subscription and to send you customized emails, feedback and updates to the Callan services. Upon registration, you may access the Service archive through a password-protected area of the Web site. Callan uses 'cookies' and IP addresses to verify and maintain your identity, track Web site usage, administer the Web site and provide you customized service. Callan may aggregate any or all of such information and disclose it to third parties in aggregate form for a number of business purposes - (for example, we may aggregate this information to determine what percentage of our client base is using this service). Callan does not sell to any third party the information you provide in this Service Registration. You can unsubscribe, or access and edit or remove the contact information you provide to Callan at any time by clicking on the link included in every Callan email or by emailing Callan at insights@callan.com.

Callan sometimes links to Web sites not administered by Callan to provide information that may be of interest to you. Callan’s privacy policy does not cover these sites and encourages users to review each Web site’s privacy policy. Callan is not responsible for the content or privacy practices on linked sites not administered by Callan.