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Read our DisclaimerThe Callan Investments Institute is, and will be, the sole owner and copyright holder of all material prepared or developed by the Institute. All Institute Clients shall understand that they do not have the right to reproduce, revise, resell, disseminate externally, disseminate to subsidiaries, or post on internal web sites any part of any material prepared or developed by the Institute, without the Institute's permission. All Institute Clients understand that they are subscribing only to the right to utilize such material internally in their business. All Institute clients shall understand that Institute material is for use only within the Institute Client firm, and not to be shared with subsidiaries or parent companies.